Insurance for short-term rentals: protect your investment

1 min read | Last updated: March 2026 | By Elba Property Consultant

Why specific insurance is needed

Standard home policies don't cover short-term rental activity. You need coverage for: guest liability, property damage, theft, legal assistance.

Platform coverage

Airbnb's AirCover covers up to €3 million but has conditions and limitations. Not a substitute for dedicated insurance.

Cost

€300-800/year. A reasonable investment to protect a valuable asset. We recommend dedicated insurance and can suggest specialist brokers.

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FAQ

L'assicurazione di Airbnb basta?

È un buon punto di partenza ma ha limitazioni. Consigliamo sempre una polizza dedicata.

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